![]() ![]() You should also read the prospectuses for any Schwab money market funds ("Schwab Sweep Money Funds") that are available through the Cash Features Program. Please read this document carefully and keep a copy for your records. ![]() If your Account is an Advisor Services Account, please contact your independent investment advisor ("advisor") or call Schwab Alliance at 1-80. Please visit for investment alternatives. You should also consider higher-return options for funds that are not needed immediately, as yields on any of our Cash Features are generally lower than or equal to those of similar investments or deposit accounts offered outside of the Cash Features Program. Terms not defined herein that are defined in the account agreement applicable to your Account ("Account Agreement") have the same meanings as in the Account Agreement. ![]() With respect to some Account types, eligibility for Cash Features is determined as set forth in the applicable account application ("Account Application"). It also contains important disclosures about each Cash Feature. This document tells you what these Cash Features are and which Cash Features are available to you. The Cash Features Program permits you to potentially earn income through a variety of options ("Cash Features" or "Features") while you decide how those funds should be invested longer term. We 1 offer the Cash Features Program, a service to automatically invest, or "sweep," the "Free Credit Balance" 2 in your eligible 3 Schwab brokerage accounts ("Accounts"), including Accounts managed by an independent investment advisor ("Advisor Services Accounts"), into a liquid investment to potentially earn interest. If your Account is an Advisor Services Account, please contact your advisor or call Schwab Alliance at 1-80. If you have any questions or need more information about the Cash Features described in this Disclosure Statement, please call us at 1-80. Please carefully read this document, which replaces prior version(s) of Cash Features Disclosure Statements Schwab has provided to you.
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